Home finance

A Home Purchase Plan (HPP) from AV Associates helps you buy or refinance property in a way that doesn’t involve interest.

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Buy to let

Buy-to-lets with AV Associates allows Investing in residential property in a cost effective flexible way, whilst avoiding interest.

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Ex-pats

At AV Associates we can assist you in the purchase of residential property, refinance of existing property and investment purchases.

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Foreign nationals

At AV Associates we can assist you in the purchase of residential property, refinance of existing property and investment purchases.

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Financial planning

Achieve your financial aspirations with Independent Financial Advice specialising in Sharia compliant solutions.

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Investments

Our Associate Financial Advisers can construct a portfolio to balance accessible cash, future income & growth, with Sharia compliance

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Pension planning

Planning provision for your retirement using, SIPPS, SASSs and employer provision to ensure self sufficiency and a Halal income.

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Tax planning

Ensuring that tax efficiency and Sharia compliance are achieved as part of a holistic approach to your finances.

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Will writing

Will Writing & Estate Planning to achieve clarity, peace of mind, financial efficiency and compliance with Islamic Laws of Inheritance.

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Commercial finance

With an experienced team of commercial finance experts, we will help with the expansion of your business in a Sharia compliant way.

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Why choose us

Independent trusted experts



Free

Our Home Finance Services are completely free. Our expert staff handle all communication with banks, estate agents, and solicitors, saving you time and stress. Charges only apply if our carefully selected partners provide specialist and specific advice.



Specialist

We only specialise in the area of Sharia Compliant Financial Products & Services, thereby offering expertise, peace of heart & mind and financial advantage.



Trusted

90% of our business is through recommendations from existing customers.



Independent

We are independent and are not tied to any particular banks/lenders. We will review the WHOLE market for the best choice for you.



Expert

Our associates bring over 100 years of senior-level experience in Islamic Financial Products & Services, gained from top ‘blue-chip’ companies. This expertise provides unmatched insight into both conventional and Islamic finance.



Service

We strongly believe that our ability to add value and progress can only be driven by a ‘customer first’ approach entrenched in the values of Fairness, Hard work, Commitment, Competence, Honesty and Reliability.



Intelligent

In collaboration with trusted partners, we offer a comprehensive, one-stop solution for Sharia Compliant Financial Services, including Home Finance, Investments, Wealth Management, Tax Planning, and more, seamlessly integrating Sharia compliance with financial efficiency.



Free

Our Home Finance Services are completely free. Our expert staff handle all communication with banks, estate agents, and solicitors, saving you time and stress. Charges only apply if our carefully selected partners provide specialist and specific advice.

Specialist

We only specialise in the area of Sharia Compliant Financial Products & Services, thereby offering expertise, peace of heart & mind and financial advantage.



Trusted

90% of our business is through recommendation from existing customers



Independent

We are independent and are not tied to any particular banks / lenders. We will review the WHOLE market for the best choice for you.

Expert

Our associates bring over 100 years of senior-level experience in Islamic Financial Products & Services, gained from top ‘blue-chip’ companies. This expertise provides unmatched insight into both conventional and Islamic finance.

Service

We strongly believe that our ability to add value and progress can only be driven by a ‘customer first’ approach entrenched in the values of Fairness, Hard work, Commitment, Competence, Honesty and Reliability.



Intelligent

In collaboration with trusted partners, we offer a comprehensive, one-stop solution for Sharia Compliant Financial Services, including Home Finance, Investments, Wealth Management, Tax Planning, and more, seamlessly integrating Sharia compliance with financial efficiency.

Free

Our Home Finance Services are completely free. Our expert staff handle all communication with banks, estate agents, and solicitors, saving you time and stress. Charges only apply if our carefully selected partners provide specialist and specific advice.

Specialist

We only specialise in the area of Sharia Compliant Financial Products & Services, thereby offering expertise, peace of heart & mind and financial advantage.

Trusted

90% of our business is through recommendation from existing customers.

Independent

We are independent and are not tied to any particular banks / lenders. We will review the WHOLE market for the best choice for you.

Expert

Our associates bring over 100 years of senior-level experience in Islamic Financial Products & Services, gained from top ‘blue-chip’ companies. This expertise provides unmatched insight into both conventional and Islamic finance.

Service

We strongly believe that our ability to add value and progress can only be driven by a ‘customer first’ approach entrenched in the values of Fairness, Hard work, Commitment, Competence, Honesty and Reliability.

Intelligent

In collaboration with trusted partners, we offer a comprehensive, one-stop solution for Sharia Compliant Financial Services, including Home Finance, Investments, Wealth Management, Tax Planning, and more, seamlessly integrating Sharia compliance with financial efficiency.

What we do

Our comprehensive services

Home finance

Buy to let

Ex-pats

Foreign nationals

Financial planning

Investing

Pension planning

Tax planning

Will writing

Commercial finance

Home finance

Buy to let

Ex-pats

Foreign nationals

Financial planning

Investing

Pension planning

Tax planning

Will writing

Commercial finance

Home finance

Buy to let

Ex-pats

Foreign nationals

Financial planning

Investing

Pension planning

Tax planning

Will writing

Commercial finance

Who we are

Islamic financial solutions

AV Associates is your Gateway to Islamic finance industry professionals including Independent Financial Advisers, Tax Advisers, Estate/Will Planners, Accountants and Solicitors who have developed their extensive experience in ‘big name’ mainstream organisations allowing us to combine various financial disciplines to achieve financial efficiencies within a Sharia framework.

At AV Associates we have distilled a synergy from distinct but necessarily complimentary disciplines to provide a much needed and unparalleled ‘one-stop’ service. This allows us to ensure that all aspects of our customer’s financial needs are aligned to work in harmony thereby effortlessly achieving their financial goals and most importantly within the protection of The Sharia.

The only measures of our success is achievement by our clients of their short & long term financial goals and customer satisfaction. We believe that this can only be achieved by offering excellent technical proficiency and unparalleled customer service, thereby ensuring that we become your trusted and preferred partner for the long term.

Ali Vania

Founder

Years collective experience in Islamic finance

Finances arranged for our clients

Happy clients served internationally

What people say

Unparalleled client experience

We used AV Associates for the purchase of 2 of our homes and a buy-to-let property. AV Associates removed the stress for us. They were able to pre-empt possible issues and ensured that we had a circumvent prepared.

We are confident that if not for AV Associates’ guidance, we would probably still be living in rented accommodation, alhamdulillah. Do yourselves a favour and ring AV Associates. We can’t thank them enough.

– Dr S H

Based overseas, I connected with Ali for a property purchase in the UK.

Despite several hurdles and setbacks, Ali’s tenacity in managing all parties (in our case banks, estate agents, solicitors and surveyors) ensured a positive outcome. Faultless service from start to finish.

Ali’s calm and professional manner will put you at ease and I have no hesitation in recommending AV Associates. A pleasure to deal with.

– Mr I T, Dubai

The difference was the assistance from AV Associates and Mr. Vania, who are experts and understand the process well. He had an answer for every question and stepped in if things went off track.

Had an issue when my wife went on holiday and Mr. Vania kept the process moving smoothly. He is respectful, pleasant, and highly professional. Without his help, I wouldn’t have obtained my mortgage. I highly recommend AV Associates and rate them 5 stars.

– Mr A S

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